NHCD
National Health Care Discount
"We Save You Money!"


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Frequently Asked Questions About NHCD


1.     Q. How do I use my Dental Plan?
A. Please call a dentist on the list you received with your membership card.

2.     Q. How does the NHCD card work?
A. Present your membership card when seeing a participating dentist. The dentist will charge according to the fee schedule you receive with your membership card and informational materials.

3.     Q. What qualifications determine if a dentist is eligible for our Provider Panel?
A. Dentists must meet our highly selective credentialing process which is based on education, background, location, office facilities and other requirements.

4.     Q. What if I want to change dentists?
A. We understand that the dentist/patient relationship is highly personal and you may feel uncomfortable with a particular dentist. You may change dentists at any time.

5.     Q. Is this insurance?
A. NHCD is not an insurance company and is not responsible for the payment of your dental bills. NHCD is organized on a membership basis for the purpose of securing better health care at lower costs. Like any organization, however, NHCD incurs costs for sales, administration, printing, mailing, etc. so no refunds are made after membership has been in effect for more than 30 days.

6.     Q. Can the NHCD Plan coordinate benefits with your insurance company? If so, how?
A. Yes, NHCD can coordinate benefits with your insurance company. In order to receive benefits from NHCD you must see one of our providers. After paying the reduced fee, you will need to file a claim form with your insurance company for reimbursement.

7.     Q. How often can I use my plan?
A. NHCD places your care first. There are no limits on how many times you may use your plan or visit the dentist during the calendar year.



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Do you have any questions or comments regarding NHCD?
For more information, please phone us at 1-800-356-8515 or contact us through email. We look forward to hearing from you.